Whether you have already begun the process of getting divorced or are only researching divorce lawyers at the present time, you want to think about the future and what the tax burden of your divorce settlement might entail. A financial advisor can provide you with the information you need to prepare for capital gains taxes and help you take advantage of any potential capital gains shelters that may be available to reduce the tax burden on your divorce settlement.
Thursday, September 22, 2011
The current state of the economy leaves many people frustrated and unsure whether to invest the time and money into buying a new home. Even though mortgage rates are at an all time low, there are things to consider before deciding to invest in a home mortgage. As a potential home-owner you must proceed with caution before you make a decision that may potentially over-extend your budget. Many people make the mistake of thinking the economy is going to improve and base their financial decisions on that premise. What you really need to do is look at home much you can afford each month while giving consideration to the settlement you will receive after getting divorced.
If you're in the process of getting divorced, you may want to do some serious thinking before you make the decision to sell your home. While it may seem like an easy way to relieve some of the stress that is relative to your divorce, it can also add other stress factors such as concerns over taking a loss on the house during current economic times. With homes currently selling for less than they were in previous years, you may take a serious loss in order to hurry up and sell the home to finalize the property settlement angle for your divorce.
Thursday, September 15, 2011
Tired of your phone ringing off the hook because of collection calls? Are creditors endangering your job by calling your office or embarrassing you by reaching out to your neighbors with scare tactics? You are not alone. Most Americans legitimately want to pay off their bills, but many are unable to in this down economy. Moreover, just because you them money, it doesn't mean that your creditors are free to behave in any manner they wish to collect it.
Drivers in the UK are being urged to look at their vehicle insurance policies in order to determine whether there are hidden charges involved – charges that are designed to make the consumer shell out even more money and help the insurance companies cash in.
According to recent reports a variety of leading insurance companies could be making two million pounds or more extra each year through the implementation of these hidden charges, with many customers blissfully unaware of the charges until it is too late.
Saturday, September 10, 2011
If you have children and want to make sure they’re prepared for college, you coordinate with them and their guidance counsellor to ensure they take the right courses in school. You keep an eye on their scholastic progress because their college education is important to you. Paying for that education is another matter, so it’s a good idea to begin saving money early on. A 529 savings plan can help tremendously--and it has some very nice tax advantages.
With the economy in a state of flux like it is, people are always on the lookout for ways to cut costs. This definitely applies to those who are going to college. The price of higher education continues to rise, so finding ways to keep your overhead down is imperative, and every little bit helps. Following are a few ways to lower your college costs.
Advanced Placement Classes
A good way to save on college expenses is to get some of your college work done before you even enroll in a college.
Friday, September 2, 2011
Payroll service providers are a relatively new commodity that should not be overlooked by the business community. Small, medium and large-sized business can potentially benefit from utilizing a payroll service provider because it could free up time and important resources for any company looking to grow and prosper during these tough economic times.