Creditors harass their debtors so often nowadays. And this makes their life so painful. So you need some tips to keep your creditors out of your reach.
First of all, you need to do the payments on time to aloof the harassment from creditors. If you fail to do so, then you must inform your creditors that you are going through some financial difficulties this time around and also assure them that you will make all the payments within a specified period of time. They can also be informed about the schemes from which you would arrange the money. In this way they will not bother you while you're trying to get things resolved.