Prepaid debit cards are an ideal choice for people with challenged credit that would like to make purchases online or in stores accepting credit. Prepaid cards are typically issued by banks, program managers in conjunction with the major credit card brands, and can be used where those brands are accepted.
A prepaid debit card works like a checking account debit card does, except there is no bank account required. If this type of debit card works the same as a checking account does, why should someone choose a prepaid card over a checking account?
